ASKI was officially registered with the Securities and Exchange Commission (SEC) on March 23, 1987 as a non-stock, non-profit organization committed to the promotion and development of micro and small-to-medium enterprises and the delivery of social services. It formally launched operations on July 1, 1987. From its starting fund of Php 460T, ASKI's investement has grown to a total portfolio of Php76M in 2004. From a small playing field in Cabanatuan City, ASKI has branchedout into other provinces in Central Luzon and adjacent Regions I and II. From a handful of savings and loan services, ASKI's lines have diversified into a capital build-up and other cooperating arrangements. And from a handful of clients in 1987, ASKI now serves close to 23,000 individual and institutions.

ASKI attributes its success to a values-oriented philosophy on entrepreneurial lending, believing that no Return on Equity can be realized without an informed, responsible and conscientious clientele. For ASKI's loan portfolio in complemented by support services like values training, social preparation, community organizing, intitution building and financial management. ASKI today goes on, inspired by the confidence that the strength of any country lies in a strong middle class that can only come about by putting into the hands of the micro entrepreneur what he needs to become a macro.